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on January 13, 2026

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Top UPI Apps Dec 2025

Market Share of Top 5 UPI Apps in India – December 2025 The image is an infographic showing the market share of the top five UPI (Unified Payments Interface) apps in India, presented in two donut charts: Value-wise market share Volume-wise market share The data source is NPCI, and the infographic is credited to Entrackr. 1. Value-wise Market Share This chart represents the share based on the total value of transactions. PhonePe: 48.68% (largest share) Google Pay: 34.25% Paytm: 6.32% Others: 9.05% Navi: 1.28% Super.money: 0.42% Key insight: PhonePe dominates UPI transactions by value, accounting for nearly half of all transaction value. 2. Volume-wise Market Share This chart represents the share based on the number of transactions. PhonePe: 45.35% (largest share) Google Pay: 34.64% Paytm: 7.65% Others: 7.89% Navi: 3.14% Super.money: 1.33% Key insight: PhonePe also leads in transaction volume, while Paytm and Navi have a slightly higher share by volume compared to value. 3. M...

List of Public Sector Banks in India ranked based on Assets

India currently has 12 public sector banks (PSBs); ranked by size of balance sheet, State Bank of India is the largest by a wide margin, followed by Punjab National Bank, Bank of Baroda, Canara Bank, and Union Bank of India. Ranking by total assets (latest publicly compiled) Using the latest consolidated public dataset that lists Indian public sector banks with their total assets, the ranking by total assets (largest to smallest) is approximately as follows (₹ amounts are rounded, in crore): | 1 | State Bank of India | 7,673,700 | Largest bank in India by assets.[1] | | 2 | Punjab National Bank | 1,920,935 | Includes Oriental Bank of Commerce and United Bank of India merger effects. | 3 | Bank of Baroda | 1,913,557 | Post-merger with Dena Bank and Vijaya Bank. | 4 | Canara Bank | 1,813,779 | Post-merger with Syndicate Bank. | 5 | Union Bank ...

UGC, AICTE and NCTE will be merged as HECI

Here is a brief note on the proposed merger of University Grants Commission (UGC), All India Council for Technical Education (AICTE) and National Council for Teacher Education (NCTE) into Higher Education Commission of India (HECI) — what it means, why it’s being done, and some of the key features & concerns. --- ✅ Why the merger is being considered Under the current system, UGC regulates non-technical higher education (general/university colleges), AICTE regulates technical and professional education (engineering, management, etc.), and NCTE oversees teacher education. This fragmented regulatory structure is often criticized for overlapping jurisdictions, delays, redundant approvals, and bureaucratic complexity — especially for institutions offering multi-disciplinary courses. Merging them into a single body aims to simplify regulation and improve coherence. The idea for HECI was formally proposed under the National Education Policy 2020 (NEP 2020), which en...

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